A new banking experience

Discover Loot
  • Apple store icon

Life's too short to miss out

That's why we've created a banking experience that shows what you can do, when you can do it and how much it will cost you. We do this through tech. Really smart tech. And we've even figured out how to do this without getting you in debt.


Get going in minutes!

It takes five minutes to set up your Loot account - we just need a photo of you, your ID/Passport and your UK address. Once we have approved your details your prepaid Loot MasterCard® is printed, packaged and sent off to you - ready to use.

Your Loot card comes complete with a sort code and an account number so that you can get going immediately.

Loot is incredible! Instead of spending weeks looking for an appointment to open a bank account, I had my Loot account in less than 10 minutes.
- Sam, Loot V1 user

We’re not a bank, we’re better

Ready to take


loot goals

weekly budget

Get in the know (coming soon)

Automatic categorisation

So, what does this actually mean? We group your transactions into categories, including things like entertainment and travel. We help you understand, and then show you exactly where you’re spending the most money each month.

How do you compare?

We're creating a feature that will compare your spending against other users (anonymously, of course). So you know exactly when you are spending way more on beer than the average person.

Take us anywhere!

You love to explore the world, so we've made it even easier for when you do. You can use your Loot card anywhere — this means you don't need to withdraw any money before you go. Loot applies the MasterCard® wholesale exchange rate on all purchases in foreign countries, with no added commission. Some providers add extra commission to the rate to make money on every transaction. We keep that at 0.00% so you have more money to spend on the things that matter.

Loot Goals

You don’t need to miss out on anything. Set specific targets that you want to hit and the app will budget your daily spend around your goal - you might just find you reach it quicker than you first thought.

We give you more

Than just banking features. We know your favourite places and our mission is to help you discover something new. That’s why we personally handpick offers and rewards at loads of different shops, bars, restaurants and cafes.

How secure is Loot?

We know this part is really important, so let’s be serious for a second.

The Loot MasterCard ® and account is an electronic money product supplied by Wirecard card solutions. Wirecard are authorised and regulated by the Financial Conduct Authority to conduct electronic money service activities under the Electronic Money Regulations 2011 (Ref: 900051)

In short, Wirecard provide your Loot account and prepaid debit card. We’ve built our app on top of their system, so you can get the most out of our awesome features whilst knowing that your money is being looked after.

That’s not all...


Block and unblock your card within the app if it is lost or stolen


Message us using the in-app chat for quick help and support (and GIF’s)

Contactless card

Touch your card onto a contactless card reader and spend up to £30 without needing your PIN

Direct debits (coming soon)

For that gym membership you’ll probably never use

Faster payments

Send and receive money quicker than Usain Bolt (ok...maybe not)

Loot logo footer


© 2017 Loot Financial Services Ltd, All Rights Reserved.

MasterCard is a registered trademark of MasterCard International Incorporated. The Card is issued by Wirecard Card Solutions Ltd (WDCS) pursuant to licence by MasterCard International Inc. WDCS is authorised by the Financial Conduct Authority to conduct electronic money service activities under the Electronic Money Regulations 2011
(Ref: 900051).

The Prepaid Card is an electronic money product and although it is a product regulated by the Financial Conduct Authority, it is not covered by the Financial Services Compensation Scheme. No other compensation scheme exists to cover losses claimed in connection with the Prepaid Card. This means that in the event that Wirecard Card Solutions Ltd becomes insolvent your funds may become valueless and unusable and as a result you may lose your money.